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Last Updated: [25/5/2023]
1. Information We Collect
1.1 Personal Information
When you visit our website or use our services, we may collect personal information that can identify you directly or indirectly. The types of personal information we may collect include:
- Contact information (e.g., name, email address, phone number)
- Financial information (e.g., income, credit score)
- Demographic information (e.g., age, gender, location)
- Employment information (e.g., occupation, employer details)
1.2 Non-Personal Information
We may also collect non-personal information about your use of our website and services, which does not identify you personally. This information may include your IP address, browser type, device information, operating system, and usage data.
2. How We Use Your Information
We use the information we collect from you for the following purposes:
- To provide you with our financial products and services
- To process and evaluate your applications for credit cards, loans, saving bank accounts, or EMI cards
- To communicate with you and respond to your inquiries
- To personalize your experience on our website and tailor our services to your needs
- To improve our website, services, and customer support
- To prevent fraud, unauthorized access, and other illegal activities
- To comply with legal obligations and enforce our terms and conditions
- To conduct market research and analyze trends
3. Information Sharing and Disclosure
We may share your information with third parties under the following circumstances:
- With financial institutions, lenders, and credit card companies to process your applications and provide you with the requested financial products
- With our trusted service providers who assist us in operating our website and delivering our services
- With third-party analytics providers to analyze website usage and improve our services
- With government authorities or law enforcement agencies as required by applicable laws or regulations
- In connection with a merger, acquisition, or sale of our business assets, where your information may be transferred to the new entity
- With your consent or as otherwise disclosed at the time of collection
We do not sell your personal information to third parties for their marketing purposes.
4. Data Security
We take reasonable measures to protect your personal information from unauthorized access, disclosure, alteration, and destruction. We use industry-standard security technologies and procedures to safeguard your data. However, please note that no method of transmission over the internet or electronic storage is 100% secure, and we cannot guarantee absolute security.
5. Your Choices and Rights
You have certain rights regarding your personal information, including the right to access, correct, update, or delete your information. You may also choose to opt-out of receiving marketing communications from us. To exercise these rights or make any inquiries, please contact us using the information provided below.
6. Third-Party Links
Our website may contain links to third-party websites or services. We are not responsible for the privacy practices or content of these third-party sites. We encourage you to review the privacy policies of those websites before providing any personal information.
7. Children's Privacy
Our website and services are not intended for children under the age of 18. We do not knowingly collect personal information from individuals under 18 years of age. If you believe we may have collected information from a child, please contact us, and we will take appropriate steps to delete such information
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